Graduate Student Debt Is Subsidizing an Ever-More Broken Higher Education System

Student debt have been soaring in the past few decades, the result of synergism between rapidly increasing tuition costs and the stagnation of household incomes. The increasing levels of debt is rapidly becoming a crisis, with negative downstream impacts on purchasing power and the economy. Although the burden of student loan debt is borne by…
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Clinton’s College Plan Ignores the Real Problem

Hillary Clinton is desperate to collect the votes of Millennials. She’s successfully bribed Sanders’ to campaign to woo his younger supporters, she’s mobilized popular entertainment figures, and she’s building a massive campus-based organization that will work in conjunction with other college mobilization efforts. “It is basically going to be non-stop once schools are in session,”…
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College Debt Beginning to Take a Bite Out of Older Borrowers

As College Republicans, our group tends to focus our ideas and energy on helping young adults succeed. When we think of colleges we tend to think of fresh-faced young people walking along a tree-lined quad or staying up late in an ivy-walled dorm to discuss philosophy (or drink some beer). But that focus and that…
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Democrats’ Student Loan Plan Versus Reality

Watching Democrat primary debates is an exercise in patience. Going in, you have to understand that you’re only going to hear one side of the story, you’re going to listen to candidates say things that make economists’ heads explode and you’re going to hear lots of plans to give away “free” stuff. This year is…
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Democrats’ Student Loan Plans Versus Reality

Watching Democrat primary debates is an exercise in patience. Going in, you have to understand that you’re only going to hear one side of the story, you’re going to listen to candidates say things that make economists’ heads explode and you’re going to hear lots of plans to give away “free” stuff. This year is…
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USA Today: Democrats’ Student Loan Plans Would “Drive up Costs”

By now you likely know the statistics. College is more expensive than ever, with tuition and fees having surged by 225 percent over the last 30 years. There are more indebted students than ever, with 43 million current student borrowers, a 92 percent increase over the last decade. The total student debt total is larger…
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Democrats Have Baked Harmful Incentives Into Student Loans

It should come as no surprise that college graduates are no dummies. If you tell us we can take out an unlimited amount of subsidized student loans, that our monthly payments will be capped (based on our level of income), and that our loans will be forgiven in 10 years, that’s a recipe for free-ish…
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Despite So-Called “Recovery,” More Millennials Moving Back Home

College graduation is one of the most important days of a young person’s life. It’s a milestone that signifies the end of formal education and the beginning of life in the real world, a time marked by the hope of an unwritten future, the nervous anticipation of whatever comes next, and the angst of potential…
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Sad Stat: Nearly One Third of Student Loan Holders is Delinquent

We’ve long known that student loan debt was an enormous problem. Since 2004 the total number of outstanding student loans has nearly quintupled, going from just over $250 billion to around $1.3 trillion. That’s a combination of two main factors. First, according to the Federal Reserve Bank of St. Louis, the number of borrowers grew…
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Higher Education Financing is Broken. One Republican Senator is Trying to Fix It.

In Washington there are talkers and there are doers. When it comes to actually finding ways to make higher education more affordable Democrats tend to love to talk. Republicans are trying to do. President Obama has been one of the worst culprits. Every four years, just about the time election season is rolling around and…
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