The Best Christmas Gift for a Graduate? How About a Student Loan Payment

Wondering what to get the millennial in your life this holiday season? Simple. Pay one of their monthly student loan payments. They’ll love you for it. No, seriously. In a survey conducted by Student Loan Report, 69.3 percent of borrowers would rather receive a student loan payment instead of a gift this holiday season. And…
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Liberals’ Favored Explanation for Soaring College Costs Falls Flat

College tuition has been rising for decades, pricing many would-be students out of the market for a higher education. The average cost of tuition and fees at four-year public universities increased by 336 percent from 1985 to 2015. That eye-popping figure actually hides the state of the problem as it doesn’t include necessities like books,…
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In Pursuit of Disruption in Higher Education

The current system of higher education is a historical anachronism. Nearly untouched by the inexorable forward march of technology, the experience of going to college has remained largely the same for hundreds of years. Sure, students now take notes on laptops rather than in notebooks, whiteboards have replaced blackboards, and lectures can be downloaded and…
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Contrary to Democrats’ Promises, “Free College” is Anything But Free

Hillary Clinton and Bernie Sanders are once again tripping all over themselves to capture the youth vote by promising “free public college.” “I want those kids to know that if they study hard, they do their homework, regardless of the income of their families, they will in fact be able to get a great college…
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“Free College” – The Nice-Sounding Talking Point that Will Destroy Higher Education

Hillary Clinton and Bernie Sanders are once again tripping all over themselves to capture the youth vote by promising “free public college.” “I want those kids to know that if they study hard, they do their homework, regardless of the income of their families, they will in fact be able to get a great college…
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How to Reduce the Cost of College: Moore’s Law vs.”The Law of More”

“Moore’s law” is the observation that the number of transistors in a microchip doubles approximately every two years. Although it sounds esoteric, the results of Moore’s law are astounding. It’s why computer prices have plummeted over the last two decades, it’s why we have the Xbox One rather than the Nintendo, it’s allowed us to…
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Four Things Colleges Should Do Tomorrow to Reduce Tuition

“Moore’s law” is the observation that the number of transistors in a microchip doubles approximately every two years. Although it sounds esoteric, the results of Moore’s law are astounding. It’s why computer prices have plummeted over the last two decades, it’s why we have the Xbox One rather than the Nintendo, it’s allowed us to…
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Democrats Have Baked Harmful Incentives Into Student Loans

It should come as no surprise that college graduates are no dummies. If you tell us we can take out an unlimited amount of subsidized student loans, that our monthly payments will be capped (based on our level of income), and that our loans will be forgiven in 10 years, that’s a recipe for free-ish…
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Sorry Democrats, Fixing the College Tuition Crisis Requires More Than Subsidies

Young adults are fast becoming a political force to be reckoned with. If you had questions about our growing clout just watch the presidential candidates trip over themselves to try and solve the student loan conundrum. There is no doubt that we’re appreciative of the attention. After all, the average student now graduates with more…
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Could Student Loans Be the Next Subprime Crisis?

The subprime mortgage crisis was a disaster built in the shadows of the financial system. Banks were making home loans to people with shaky finances on the wishful idea that home prices wouldn’t fall. Those loans were pooled in mortgage-backed securities and collateralized debt obligations and markets snapped them up without a second thought as…
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